Critical Illness Cover


At Point Me To we realise insurance and protection may not be the most exciting topic, however we know it could be the most important decision of your life.

Should the worst happen, how would you or your family manage, financial stress is the last thing anyone would want to think about during such a time. At Point Me To, we will sensitively discuss your personal details and circumstances; we then will offer a tailored solution that is individual to your needs. We feel that as this area is so personal, one size does not fit all and advice is essential to ensure yours and your family’s security and protection needs are met.

Critical Illness Insurance options: (usually taken alongside Life Insurance)

Decreasing Critical Illness – Provides a lump sum payment that decreases in line with your mortgage in the event of diagnosis of a critical illness to the policy holder, during the term of the policy – contact us for further details.

Level Term Critical Illness - Provides a fixed lump sum payment in the event of diagnosis of a critical illness to the policy holder during the term of the policy – contact us for further details.

Contact us for a free initial no obligation quote.


Why choose Critical Illness:

  • Financial security during a very difficult time, this cover will provide a financial rest bite.
  • Statistically, a claim against a critical illness policy is far more likely than a claim against a life insurance policy.
  • Children Critical illness is now available as part of the protection policy.

“Point Me To” and Colin in particular ensured a smooth passage for us up to completion....

In regard to “Point Me To” and especially to our advisor Colin Thomson, the organisation acted on our behalf in a very professional, but considerate manner in our recent house purchase. We were kept advised at all stages and Colin was always available to answer our questions. Buying a house is recognised as one of […]

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What is a fixed rate mortgage?

A fixed rate mortgage can provide financial stability. With a fixed rate mortgage, the interest rate stays the same for a set period of time. This means that for every month during this set period, your mortgage repayments will remain the same. This is in contrast to a variable rate mortgage, which will go up […]

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Point Me To Limited is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

Point Me To Limited. Registered in England and Wales under No. 8390051. Registered office address – 1623 Warwick Road, Knowle, Solihull, West Midlands, B93 9LF.