The Financial Conduct Authority does not
regulate on Estate Planning.
Inheritance Tax Planning
Inheritance Tax accounts for generally about 0.8% of government income, raising around £2 billion in 2001 and around £2.7 billion in 2011.
Currently, the threshold stands at £325,000 (2015/16 tax year) for each individual.
If your estate stands above this, tax may become due on your death, but careful planning during lifetime can mitigate some or all of this tax.
If you feel you are in this position, and would like an assessment of your circumstances, and how tax could be reduced, then please talk to us
To speak to one of our consultants you can either call us on 01564 776016 or submit an enquiry form and we will contact you shortly.
Buy to Let mortgages differ from Residential mortgages, you will need to consider:
- Potential rent returns, as lenders will often use this as a guide to determine the amount they will lend rather than solely income.
- Interest rates on a Buy to Let historically tend to be slightly higher.
- Lenders will expect a larger deposit to be placed on the property for additional security, usually at least 25%
“Point Me To” and Colin in particular ensured a smooth passage for us up to completion....
In regard to “Point Me To” and especially to our advisor Colin Thomson, the organisation acted on our behalf in a very professional, but considerate manner in our recent house purchase. We were kept advised at all stages and Colin was always available to answer our questions. Buying a house is recognised as one of […]
What is a fixed rate mortgage?
A fixed rate mortgage can provide financial stability. With a fixed rate mortgage, the interest rate stays the same for a set period of time. This means that for every month during this set period, your mortgage repayments will remain the same. This is in contrast to a variable rate mortgage, which will go up […]View More FAQS