Buy To Lets

 

Point Me To has access to the whole of the mortgage market for Buy to Lets, our advisers have the knowledge, experience and understanding to find you the best value Buy to Let mortgage that suits your circumstances.

Buy to Let mortgages differ from Residential mortgages, you will need to consider:

Potential rent returns, as lenders will often use this as a guide to determine the amount they will lend rather than solely income. Interest rates on a Buy to Let historically tend to be slightly higher Lenders will expect a larger deposit to be placed on the property for additional security, usually at least 15%.

Our experts can guide you through and assist you with all the required criteria, and advise on the best possible solution for your circumstances.

Contact us for a free initial no obligation quote.

The Financial Conduct Authority do not regulate some buy to let mortgages.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate on some Buy to Let mortgages.

 

Buy to Let mortgages differ from Residential mortgages, you will need to consider:

  • Potential rent returns, as lenders will often use this as a guide to determine the amount they will lend rather than solely income.
  • Interest rates on a Buy to Let historically tend to be slightly higher.
  • Lenders will expect a larger deposit to be placed on the property for additional security, usually at least 15%
   

“Point Me To” and Colin in particular ensured a smooth passage for us up to completion....

In regard to “Point Me To” and especially to our advisor Colin Thomson, the organisation acted on our behalf in a very professional, but considerate manner in our recent house purchase. We were kept advised at all stages and Colin was always available to answer our questions. Buying a house is recognised as one of […]

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What is a fixed rate mortgage?

A fixed rate mortgage can provide financial stability. With a fixed rate mortgage, the interest rate stays the same for a set period of time. This means that for every month during this set period, your mortgage repayments will remain the same. This is in contrast to a variable rate mortgage, which will go up […]

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Point Me To Limited is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

Point Me To Limited. Registered in England and Wales under No. 8390051. Registered office address – 1623 Warwick Road, Knowle, Solihull, West Midlands, B93 9LF.